Mortgage Advisers in Waltham Abbey

Our experienced mortgage brokers and protection advisers are here to make the process easier, offering personal guidance based on your circumstances, plans and financial position.

Looking to Remortgage?

When your current mortgage deal is approaching its end, it can be worth reviewing your options rather than simply accepting a new rate from your existing lender. The remortgage market can be complicated, particularly as rates and lending criteria change.

Our mortgage advisers can help you assess the deals available and identify options that may suit your circumstances. As part of The Openwork Partnership, we have access to a broad panel of mortgage lenders, as well as selected deals that may not be available directly from high street lenders. We can explain your choices clearly and help you make an informed decision about your next mortgage.

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First-Time Buyer Mortgages

Buying your first home in Waltham Abbey or Waltham Cross is an exciting milestone, but understanding mortgages, deposits, affordability and lender requirements can sometimes feel daunting.

Our advisers can take you through the process from the outset, helping you understand how much you may be able to borrow and which mortgage options could be appropriate for your circumstances. We will consider your individual financial position and search the available options to help you find a mortgage that meets your needs.

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Meet Your Mortgage Adviser – Gulay Dugunyurdu

Gulay Dugunyurdu has developed her career in financial services and joined Thomas Oliver as a Mortgage Adviser in 2021. She works with a diverse range of clients, providing tailored mortgage guidance to suit different circumstances and financial objectives. Her experience includes assisting first-time buyers, home movers, buy-to-let landlords and commercial property investors, as well as clients considering refinancing their existing arrangements. Alongside mortgage advice, Gulay also provides protection advice, helping clients consider how they and their finances could be safeguarded against unexpected circumstances. Gulay holds the Certificate in Mortgage Advice and Practice (CeMAP) and is qualified to advise on a range of protection and insurance solutions, including Life Cover, Critical Illness Cover and Income Protection.

Five Facts About Living in Waltham Abbey and Waltham Cross

• 1. Excellent Connections to London – Waltham Abbey and Waltham Cross benefit from convenient transport links into London and the surrounding areas. Waltham Cross railway station provides regular services towards London Liverpool Street, while nearby road connections make travelling around Hertfordshire, Essex and North London straightforward.
• 2. A Choice of Property Styles – The local property market includes a mixture of traditional houses, established residential streets, newer developments and apartments. This variety means there are homes to suit different lifestyles, whether you are a first-time buyer, a growing family or looking for somewhere with good commuter connections.
• 3. Plenty of Green Space – Despite being within easy reach of London, the area has access to an impressive amount of open space. Residents can enjoy places such as Lee Valley Regional Park, Epping Forest and the surrounding countryside, providing plenty of opportunities for walking, cycling and enjoying the outdoors.
• 4. Rich History and Local Character – Waltham Abbey has a fascinating history, with Waltham Abbey Church and the remains of Waltham Abbey Royal Gunpowder Mills among its notable landmarks. Waltham Cross is also home to the historic Eleanor Cross, giving the area a distinctive connection to England's medieval past.
• 5. Convenient Everyday Amenities – Living in Waltham Abbey or Waltham Cross means having a good selection of shops, supermarkets, cafés, restaurants, schools and local services close at hand. The area's combination of everyday convenience, green spaces and transport links makes it an appealing choice for both families and commuters.