Joint Borrower Sole Proprietor Mortgage (JBSP) – Questions & Answers
Friday 13 February 2026
A JBSP mortgage, can be a valuable solution for buyers who need support with affordability while still wanting to own a property in their own name.
Friday 13 February 2026
A JBSP mortgage, can be a valuable solution for buyers who need support with affordability while still wanting to own a property in their own name.
Friday 6 February 2026
Tracing, reviewing and, where appropriate, consolidating pensions can provide clarity, but it must be approached carefully and with regulated advice.
Thursday 5 February 2026
The Bank of England has retained the main Bank Rate at 3.75%. This decision keeps the base rate at its lowest level since February 2023.
Thursday 29 January 2026
A professional mortgage broker can off clear mortgage advice if you live in Nottingham and are navigating the world of mortgages.
Wednesday 28 January 2026
As 2026 begins, many homeowners, first‑time buyers and landlords are trying to understand what the year might hold for the UK mortgage market.
Friday 16 January 2026
If you took out a mortgage at the peak of the rate rises in 2022 and beyond, you may now be in a position to secure a better deal.
Wednesday 7 January 2026
This guide explains the main types of mortgages, what the common terms mean in plain English, and the key risks and protections to be aware of.
Monday 22 December 2025
As the winter months draw near and the festive season approaches, the UK mortgage market is showing real momentum.
Thursday 18 December 2025
Everyone at Thomas Oliver would like to wish you and your loved ones a very happy festive season and a positive start to the New Year.
Thursday 18 December 2025
The Bank of England has today (18/12/2025) announced a reduction in the base interest rate from 4.0% to 3.75%.
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