Post High-Interest Rate Mortgages
Friday 16 January 2026
If you took out a mortgage at the peak of the rate rises in 2022 and beyond, you may now be in a position to secure a better deal.
Friday 16 January 2026
If you took out a mortgage at the peak of the rate rises in 2022 and beyond, you may now be in a position to secure a better deal.
Wednesday 7 January 2026
This guide explains the main types of mortgages, what the common terms mean in plain English, and the key risks and protections to be aware of.
Monday 22 December 2025
As the winter months draw near and the festive season approaches, the UK mortgage market is showing real momentum.
Thursday 18 December 2025
Everyone at Thomas Oliver would like to wish you and your loved ones a very happy festive season and a positive start to the New Year.
Thursday 18 December 2025
The Bank of England has today (18/12/2025) announced a reduction in the base interest rate from 4.0% to 3.75%.
Wednesday 17 December 2025
The Autumn Budget 2025 has brought in a set of changes to Individual Savings Accounts (ISAs) that will reshape how savers can put money away.
Saturday 29 November 2025
Our mortgage advisers provide expert advice and personalised solutions for clients seeking high value mortgage arrangements.
Friday 28 November 2025
Income protection insurance is an important financial safety net, providing a regular source of money if illness or injury prevents you working.
Wednesday 26 November 2025
The Chancellor’s Autumn Budget has set out a series of measures aimed at “balancing fairness with fiscal responsibility”.
Monday 24 November 2025
The UK mortgage market has seen a small rise in fixed rates in October 2025 after a period of gently falling rates.
Thomas Oliver UK LLP Crown House 24‑25 Turners Hill 24‑25 Turners Hill Cheshunt Hertfordshire EN8 8NJ
Thomas Oliver UK LLP is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Membership Number: 501748.
Registered in England: OC343707. Registered Office: Crown House 24-25 Turners Hill, Cheshunt, Hertfordshire, EN8 8NJ.
The guidance and/or advice contained with this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Trusts and Wills are not regulated by the Financial Conduct Authority. Trusts (if applicable) and Wills services are not part of the Openwork proposition and are offered in our own right.
Your property may be repossessed if you do not keep up repayments on your mortgage.
© Thomas Oliver UK LLP 2026. All rights reserved.
Approved by The Openwork Partnership on 03/12/2025.