News

Considering switching to an Interest Only Mortgage – What you need to know

Monday 13 October 2025

Here’s a helpful overview of what you need to know if you’re considering moving from a repayment mortgage to an interest only mortgage.

Understanding Ultra Long Mortgages for First Time Buyers: What You Need to Know

Friday 3 October 2025

In recent months, there has been increasing discussion around the rise of ultra long mortgages in the UK, particularly for first time buyers.

A Friendly Guide to Lifetime ISAs (LISAs)

Monday 29 September 2025

A Lifetime ISA is an Individual Savings Account to help UK adults save for two major life goals: purchasing a first home or funding later life.

BoE Gives Mortgage Lenders More Flexibility with Higher Loan to Income Mortgages

Wednesday 24 September 2025

There’s some positive news for first-time buyers trying to get on the property ladder...

Bank of England Holds Base Rate at 4%

Thursday 18 September 2025

The Bank of England’s Monetary Policy Committee (MPC) voted on 18 September 2025 to keep the base rate at 4.00%.

Understanding LTI for Mortgage Borrowing

Tuesday 16 September 2025

When securing a mortgage, one of the key considerations for lenders is the Loan-to-Income (LTI) ratio, but, what is LTI?

BoE Reduces Base Rate: What It Means for Your Mortgage, Savings & Pension

Thursday 11 September 2025

On 7 August 2025, the Bank of England’s Monetary Policy Committee voted by the narrowest of margins to lower the Bank Rate by a further 0.25%

Understanding Income Protection Policies in the UK

Monday 8 September 2025

Income protection insurance is a pivotal safety net for many UK residents, providing a critical financial buffer in the event of illness or injury.

Understanding Guarantor Mortgages in the UK

Wednesday 3 September 2025

In an increasingly challenging housing market, many prospective homebuyers in the UK are turning to guarantor mortgages.

Planning for the Future: Understanding Pensions and Retirement in the UK

Thursday 28 August 2025

Pension planning for retirement is a crucial aspect that requires careful consideration and informed decision-making.