News

Post High-Interest Rate Mortgages

Friday 16 January 2026

If you took out a mortgage at the peak of the rate rises in 2022 and beyond, you may now be in a position to secure a better deal.

A Simple Guide to the Different Types of Mortgages

Wednesday 7 January 2026

This guide explains the main types of mortgages, what the common terms mean in plain English, and the key risks and protections to be aware of.

A Shifting Mortgage Market as Christmas Approaches

Monday 22 December 2025

As the winter months draw near and the festive season approaches, the UK mortgage market is showing real momentum. 

Season’s Greetings from Thomas Oliver

Thursday 18 December 2025

Everyone at Thomas Oliver would like to wish you and your loved ones a very happy festive season and a positive start to the New Year.

Bank of England Lowers Base Interest Rate to 3.75%

Thursday 18 December 2025

The Bank of England has today (18/12/2025) announced a reduction in the base interest rate from 4.0% to 3.75%.

Autumn Budget 2025: ISA Reforms and What They Mean for Savers

Wednesday 17 December 2025

The Autumn Budget 2025 has brought in a set of changes to Individual Savings Accounts (ISAs) that will reshape how savers can put money away.

High Value Mortgage Advice

Saturday 29 November 2025

Our mortgage advisers provide expert advice and personalised solutions for clients seeking high value mortgage arrangements.

Understanding Income Protection Policies in the UK

Friday 28 November 2025

Income protection insurance is an important financial safety net, providing a regular source of money if illness or injury prevents you working.

Chancellor Rachel Reeves November Budget – Key Facts

Wednesday 26 November 2025

The Chancellor’s Autumn Budget has set out a series of measures aimed at “balancing fairness with fiscal responsibility”.

UK mortgage rates nudge up in October 2025

Monday 24 November 2025

The UK mortgage market has seen a small rise in fixed rates in October 2025 after a period of gently falling rates.