News

Joint Borrower Sole Proprietor Mortgage (JBSP) – Questions & Answers

Friday 13 February 2026

A JBSP mortgage, can be a valuable solution for buyers who need support with affordability while still wanting to own a property in their own name.

Find and Combine Pensions with Confidence and Clarity

Friday 6 February 2026

Tracing, reviewing and, where appropriate, consolidating pensions can provide clarity, but it must be approached carefully and with regulated advice.

Bank of England Holds Base Interest Rate at 3.75%

Thursday 5 February 2026

The Bank of England has retained the main Bank Rate at 3.75%. This decision keeps the base rate at its lowest level since February 2023.

Mortgage Advice in Nottingham

Thursday 29 January 2026

A professional mortgage broker can off clear mortgage advice if you live in Nottingham and are navigating the world of mortgages.

2026 UK Mortgage Market Predictions: What You Need to Know

Wednesday 28 January 2026

As 2026 begins, many homeowners, first‑time buyers and landlords are trying to understand what the year might hold for the UK mortgage market.

Post High-Interest Rate Mortgages

Friday 16 January 2026

If you took out a mortgage at the peak of the rate rises in 2022 and beyond, you may now be in a position to secure a better deal.

A Simple Guide to the Different Types of Mortgages

Wednesday 7 January 2026

This guide explains the main types of mortgages, what the common terms mean in plain English, and the key risks and protections to be aware of.

A Shifting Mortgage Market as Christmas Approaches

Monday 22 December 2025

As the winter months draw near and the festive season approaches, the UK mortgage market is showing real momentum. 

Season’s Greetings from Thomas Oliver

Thursday 18 December 2025

Everyone at Thomas Oliver would like to wish you and your loved ones a very happy festive season and a positive start to the New Year.

Bank of England Lowers Base Interest Rate to 3.75%

Thursday 18 December 2025

The Bank of England has today (18/12/2025) announced a reduction in the base interest rate from 4.0% to 3.75%.