Mortgages

We have an enviable access to the mortgage market allowing us to source mortgages from a wide range of suppliers. We are delighted to have this facility open to our clients as we are an appointed representative of Openwork Ltd, one of the largest financial advice networks in the UK.

A Friendly Mortgage Service

We have a team of friendly mortgage advisers that can help explain the various options available to you, helping you to understand the details and ensuring you can make an informed choice of mortgage. Our mortgage advisers are able to meet with you face-to-face or, should you prefer, they can discuss your options over the telephone.

We take pride in supporting all our clients throughout the mortgage application process, helping to ensure that all details are correct and that a decision is returned as quickly as possible. In addition, we also help to arrange the appropriate mortgage protection, if it is required.

Types of Mortgages

There are a range of mortgages available on the market that suit different situations. At Thomas Oliver, we have a team of highly experienced and qualified mortgage advisers that will be able to help you choose the most appropriate solution for you.

Some of the types of mortgages that can be considered are:

• Residential Mortgage
• Buy-to-Let Mortgage
• Remortgaging
• First Time Buyer Mortgage
• House in Multiple Occupation (HMO) Mortgage
• Bad Credit Mortgages
• CIS Mortgages (Construction Industry Scheme)

These are just a few of the types of mortgages we can access. We recommend you arrange a meeting with our advisers to determine whether one of these or an entirely different solution best suits your needs.

It is important to note that there are some buy to let mortgages that are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.