Our Mortgage Adviser in Edmonton

George Gabrail

Mortgage Broker & Protection Adviser in Edmonton

Whether you’re buying your first home, moving, remortgaging or investing in property, I take the time to understand your situation and guide you through every step. From the initial conversation through to completion, I stay hands-on throughout to keep everything running smoothly.

I work with a wide range of lenders, which allows me to find solutions tailored to your circumstances, whether straightforward or more complex, including self-employed income or investment properties.

Alongside mortgages, I also advise on protection, including life insurance, critical illness cover and income protection, ensuring you and your family are financially secure.

Mortgage & Protection Advice

My areas of expertise include:

• Specialist First Time Buyer Mortgages Advice
• Buy-to-Let & Portfolio Landlords
• Remortgaging
• Life Insurance, Critical Illness, Income Protection, Accident & Health Insurance

Most of my work comes through recommendations. That’s built on being responsive, reliable and always acting in my client’s best interest.

Mortgages for First-Time Buyers

Stepping onto the property ladder for the first time is a significant life event, and it’s completely normal to feel a little overwhelmed. A first-time buyer mortgage is simply the initial loan you take out to purchase a home you intend to live in. What matters most is that you haven’t previously owned a property, rather than how old you are.

Even as a first-time buyer, lenders will still carry out thorough checks on your financial position, including your credit history, income and overall affordability. I can support you by helping to:

• Get a clear picture of the costs involved: This includes your deposit, solicitor’s fees, surveys, valuation charges and any stamp duty that may be payable.
• Navigate each stage of the journey: From securing an agreement in principle and placing an offer, through to valuation, underwriting and final completion.
• Explore a wide range of mortgage options: Ensuring you’re not restricted to products from just one lender.

Contact Us

Remortgaging Advice

If you’re considering switching your current mortgage to a new deal, whether with your existing lender or a new one, I can provide clear and professional advice. Homeowners often remortgage to lower their monthly repayments, move onto a more suitable product, fix their rate for added stability, or release equity for other plans.

Reviewing your mortgage well in advance of your current deal ending is a sensible step, particularly if you’re approaching the end of a fixed or discounted period. This allows time to:

• Assess your current arrangement: Identify when your initial deal expires and whether any early repayment charges may apply.
• Look at alternative deals: Compare options to see if switching could save money or better suit your long-term plans.
• Receive personalised advice: Talk through your circumstances with an adviser who can clearly outline the advantages and drawbacks of staying with your current lender or moving elsewhere.

Contact Us

Your home may be repossessed if you do not keep up repayments on your mortgage.