Our Mortgage Adviser in Enfield Town

Kerit Patel

Mortgage Broker & Protection Adviser in Enfield Town

I provide mortgage advice to clients in Enfield Town, London and across Essex and Hertfordshire. I have over 20 years advisory experience gained within financial services working with a wide range of diverse clients helping to support and guide them through making key financial decisions. I work on your behalf and not for any lender or insurer, so my focus is on your priorities and achieving your financial goals.

Buying a home is a daunting process and could be the largest financial decision you make. My aim is to make the entire process as hassle free and straightforward as possible for you, by answering all your questions, so you can be confident that you are making the best financial decisions, every step of the way.

I will assess the amount you can borrow and what your likely monthly repayments would be so that you can be confident it’s within your budget and start to look and make suitable offers for properties you would like to buy. Once you have had your offer accepted, I will help select the most appropriate mortgage lender and then process your mortgage application. I will remain by your side throughout the process until you finally get your keys.

I pride myself on delivering friendly, professional, trusted mortgage and protection advice to all my clients and I really look forward to helping you with your next dream move.

Mortgage & Protection Advice

My areas of expertise include:

• First Time Buyer Mortgages
• Remortgages
• Buy-to-Let & Portfolio Landlords
• Bridging, Second Charge, Development & Commercial Finance
• Life Insurance, Critical Illness, Income Protection, Accident & Health Insurance

Qualifications

• CeMAP – Fully Qualified Mortgage & Protection Adviser
• BA – Economics

Interests

Outside of work I enjoy playing tennis, football, and swimming as well as spending quality time with my family and friends.

Mortgage Advice

I’m committed to providing straightforward, honest mortgage guidance tailored to your personal circumstances in Enfield and across London, so you can move forward with confidence.

Whether you’re stepping onto the property ladder, planning a move, or reviewing your existing deal, I’ll talk you through your options and take care of the finer details. I can assist with:

• First-time buyer mortgages
• Remortgaging to find a better rate or release equity
• Buy to let mortgages
• Home mover mortgages
• Mortgage product transfers
• More specialist or complex mortgage cases

As a mortgage is one of life’s biggest financial decisions, I keep things simple and easy to follow. I’ll clearly explain your choices, what they mean in practice, and help you select an option that suits you.

If you’d like to explore your options, feel free to get in touch for a friendly, no-obligation chat.

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Protection Services

I work with individuals and families to put reliable financial safeguards in place, helping protect your lifestyle, your income, and your long-term plans.

Whether you’re employed, self-employed, or supporting a household, I’ll guide you through the options and keep everything clear and manageable. Support includes:

• Life insurance
• Critical illness cover
• Income protection
• Accident and health insurance
• Private Medical Insurance (PMI)
• Accident protection

Everyone’s circumstances are different, so I take time to understand your situation, your priorities, and the potential impact of the unexpected. From there, I recommend practical, tailored solutions that suit both your needs and your future plans.

From our first chat to putting cover in place, I offer straightforward advice and ongoing support, giving you confidence and peace of mind for whatever lies ahead.

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Your home may be repossessed if you do not keep up repayments on your mortgage.