If you would like Mortgage Advice contact me to book an initial review.
Call 01707 872 000 or complete the contact form below and I will be in touch.
Katherine Mumford
Mortgage Broker & Protection Adviser in Hackney, North London
Career
I have been raised in a family whose primary business is real estate, which gave me the taste for the industry. Having attained some buy to let properties myself, I have gained personal knowledge and experience of mortgages and protection requirements along with the property buying process, which together with my interest and passion in financial planning, led me into my career today as a mortgage and protection adviser.
My aim is to assist clients in achieving their personal and financial objectives in as smooth a process as possible, taking the stress away from the client and finding solutions to any problems that may arise in the process. I view each case as unique and to be tailored to the individual.
Qualifications
I have attained the Certificate in Mortgage Advise and Practise (CeMAP) qualifications levels 1, 2 and 3. I am a licensed landlord holding an NLA accreditation.
Interests
I enjoy spending my free time with my 2 children strengthening their academics, and facilitating their interests of baking, musicals and hiking. I love socialising with friends and family at the weekend. I enjoy theatre, movies and watching programs and documentaries focused on real estate and economy and like to squeeze in the occasional me time at a salon or nail bar.
Mortgage Advice
Choosing a mortgage is a significant financial decision, and I know that the process can sometimes seem complicated. My aim is to make it feel much more manageable by providing clear, personal and straightforward mortgage advice for clients in Hackney and across North London.
I take the time to understand your circumstances, your plans and what you are hoping to achieve before discussing the mortgage options that may be available to you. Whether you are buying your first home, moving house, remortgaging or investing in property, I can guide you through the process and help you understand each stage. My mortgage advice covers:
- First-time buyer mortgages
- Remortgages and securing a new mortgage rate
- Equity release through remortgaging, where appropriate
- Home mover mortgages
- Buy-to-let mortgages
- Mortgage product transfers
- Specialist and more complex mortgage requirements
I believe good mortgage advice should be personal and easy to understand. Rather than overwhelming you with jargon, I will explain the options available, answer your questions and help you understand the potential costs and considerations involved.
Every client has different circumstances, so I take a tailored approach rather than assuming that one mortgage solution will suit everyone. My role is to help you make an informed decision based on your own financial position and plans.
If you are considering buying a property in Hackney or elsewhere in North London, reviewing your current mortgage or simply want to understand your options, I would be happy to have an informal conversation. Get in touch today for a friendly, no-obligation chat and we can discuss where you are now and what you are hoping to achieve.
Contact UsMortgage Advice in Hackney
Hackney is a diverse and popular part of North London, with a wide range of property types and a constantly changing housing market. Whether you are buying your first flat, moving to a larger family home or considering an investment property, having a clear understanding of your mortgage options can make the process easier to navigate.
As a mortgage and protection adviser serving Hackney, I can help you work through the different considerations involved in arranging a mortgage. I will take the time to understand your income, deposit, existing commitments and future plans before discussing the options that may be appropriate for you.
If you are moving home, remortgaging or buying a property for the first time, I can provide friendly, straightforward guidance throughout the mortgage process.
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
For expert Mortgage & Protection advice contact Katherine Mumford
Complete our quick enquiry form or call our advisers on 01707 872 000.
I'm very happy with all that Thomas Oliver have done for me, transform my dreams in a reality especially Katherine Mumford a very good and professional person, competent and very helpful. I recommend this company. Thank you.
Mr T, Mortgage Customer, Tottenham
Katherine Mumford helped me a lot, she handled my case in a professional manner and I am sure that she found me the best possible offer on the market in the current situation, highly recommended 5*
Mr H, Mortgage Customers, Tottenham
Hackney, North London
326 Mare Street
Hackney
London
E8 1HA
Thank you very much for all your help. Katherine was first class, I would have no hesitation recommending her in the future.
Mr O, Mortgage Customer, Tottenham
I had a great experience with Katherine Mumford at Thomas Oliver. She is professional and knowledgable and went beyond her duties and offered me advice and support when I was having difficulties with my solicitors. She’s also very quick on her emails. Would highly recommend!
Mr N, Tottenham, North London
When buying my first home i didnt know where to start, but was recommended to contact Katherine who was great! She was able to advise the best possible deals for me, demonstrating she clearly knows her stuff. She was friendly, approachable and contactable throughout the whole process and even assisted helping find a conyenancer. I strongly recommend anyone looking for a mortgage contacts Katherine.
Mr H, Tottenham, North London
John help me and my family to own my home after we were trying for along time. hes support and willingness to help us to get on the mortgage lender. Also his assist Katherine work endless to make a family dreams come through. John you are amazing.
Mrs S, Mortgage Customer, Tottenham
Mortgage and Protection Advice in Hackney & North London – Frequently Asked Questions
1. Can I get mortgage advice before I have found a property in Hackney?
In fact, understanding your potential mortgage position before you begin seriously viewing properties can be useful. I can discuss your circumstances and help you understand factors such as potential borrowing, deposit requirements and affordability, giving you a clearer idea of what you may be able to consider when searching for a property.
2. Do you provide mortgage advice for first-time buyers in Hackney?
I can help first-time buyers understand the mortgage process from the outset. Buying your first property can involve a lot of unfamiliar terminology and decisions, so I will explain each stage clearly and answer any questions you may have about arranging a mortgage.
3. Can you help if I am moving home within North London?
If you are selling your existing property and buying another home in Hackney or elsewhere in North London, I can help you explore the mortgage options available for your next move. Your existing mortgage, equity and new borrowing requirements will all need to be considered as part of the process.
4. What if I am self-employed and looking for a mortgage?
Being self-employed does not automatically prevent you from obtaining a mortgage, although lenders can have different requirements when assessing self-employed applicants. I can discuss your circumstances with you and explain what information may be needed when considering your mortgage options.
5. Can you help me remortgage my property in Hackney?
If your current mortgage deal is coming to an end, or you are considering whether a different mortgage arrangement could be appropriate, I can help you understand the options available. We can look at your circumstances, existing mortgage and future plans before considering the next steps.
6. Do you provide buy-to-let mortgage advice in Hackney and North London?
I can provide advice for clients considering a buy-to-let mortgage, whether you are looking to purchase your first rental property or already have experience as a landlord. Buy-to-let lending has its own requirements and considerations, so I can help you understand the process and the options that may be available.
7. Can you help with more complicated mortgage circumstances?
I can discuss a range of mortgage requirements, including circumstances that may not fit straightforward lending criteria. This could include complex income, unusual property circumstances or other factors that need additional consideration. I will take the time to understand your situation before discussing the potential options.
8. What protection should I consider alongside my mortgage?
Taking on a mortgage is a significant financial commitment, so it is worth considering how the repayments could be affected if your circumstances changed. Depending on your situation, different forms of protection could be relevant, including life cover, critical illness cover or income protection. I can explain the differences and discuss what may be appropriate for your circumstances.
9. Can you help business owners in Hackney with business protection?
I provide business protection advice for companies and business owners, including key person protection, shareholder and partnership protection, business loan protection and relevant life cover. I will take the time to understand how your business operates and identify the areas where financial protection may need to be considered.
10. How can I arrange mortgage or protection advice in Hackney?
Getting started is simple. I can arrange an initial conversation to understand your circumstances, what you are looking to achieve and any questions or concerns you may have. From there, I can explain the relevant options and guide you through the next steps.
If you are based in Hackney or elsewhere in North London and would like to discuss your mortgage or protection requirements, please get in touch. I am always happy to have a friendly, no-obligation conversation.