Home Mover Mortgages

If you are moving to a new house get expert mortgage advice.

Our mortgage brokers can save you time and money and prevent you losing a house purchase. Our mortgage team take the stress out of moving home by finding the best mortgage deal for you.

Before you start looking for a home, we recommend you talk to one of our mortgage brokers so we can assess your finances and make sure you look for properties in your price range. We sometimes have clients call us after they have made an offer on a house and they are disappointed when they can’t secure their mortgage. Our mortgage brokers can check the market and find the best mortgage deal, so you don’t pay too much for your mortgage every month. We review all mortgage products and recommend the most appropriate mortgage for your circumstances.

Richard Rushworth, Mortgage Broker in Brentwood, Essex

We can process your mortgage quickly, liaise with the mortgage lender and we don’t charge you anything until your mortgage completes. Call our mortgage broking team now on 01707 872000 to arrange a mortgage appointment and find out how much you can borrow before you start house hunting.

What should you consider before moving home?

  • Don’t miss out on securing your new home - call us before you go house hunting so we can discuss your mortgage requirements and agree a suitable mortgage product.
  • Once your property offer is accepted, we process your mortgage and it won’t delay your house purchase.

How can our mortgage brokers secure your mortgage?

  • Our mortgage advisers help you determine how much money you can borrow, by assessing your income and outgoings, discussing your future plans so you choose a mortgage product suitable for your circumstances.
  • We help you understand your mortgage options as our mortgage broking team explain the difference between product options, including fixed rate mortgages, variable mortgages, tracker mortgages, discounted mortgages and capped mortgages.
  • We have provided solutions for clients who have bad credit ratings for example by missing payments, defaults or county court judgements (CCJs) so call us for mortgage advice as a solution may still be available.

Tips for getting the best mortgage

  • If you want to move home having a large mortgage deposit will improve your available mortgage options and enable you to secure a better interest rate, as mortgage lenders view your application more favourably. It could also enable a mortgage lender to offer less stringent credit criteria.
  • Consider how much deposit you can offer before you look for a suitable property. Your deposit could come from savings, gifts from friends or family, or from equity in your current property.
  • Help a lender offer you a larger mortgage by improving your affordability and not having too much debt by clearing any unnecessary loans or credit cards.
  • Check Karma, Experian and Equifax to make sure there are no mistakes on your credit profile as it will affect your credit rating. Other ways to improve your credit rating include making sure you are registered on the electoral roll, making credit payments on time and using a low percentage of your credit limit.

In summary...

Don’t lose the house of your dreams. If you want to secure your house purchase arrange your mortgage before you view properties. Call our mortgage brokers for mortgage advice on 01707 872000.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

5 Star Google Rating

I could not recommend Richard highly enough as a mortgage broker. We arranged an appointment on short notice over the Christmas period and he came out to see us late in the evening which was really appreciated as we were not that local to him in the Brentwood area. Richard helped explain everything and made the process of obtaining a mortgage very simple for us. He would always be available to contact and would never shy away from calling us to discuss and explain everything needed. We are really happy with the mortgage Richard got us and will be using him again as well as recommending him to our friends and family. Thanks for your help and care Richard as well as the loving moving in hamper, you’re a star!

Mr & Mrs J – Mortgage Customer, Brentwood, Essex

For expert mortgage advice contact our Mortgage Brokers

Complete our quick enquiry form or call our advisers on
01707 872 000

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