News

Understanding Income Protection Policies in the UK

Monday 8 September 2025

Income protection insurance is a pivotal safety net for many UK residents, providing a critical financial buffer in the event of illness or injury.

Understanding Guarantor Mortgages in the UK

Wednesday 3 September 2025

In an increasingly challenging housing market, many prospective homebuyers in the UK are turning to guarantor mortgages.

Planning for the Future: Understanding Pensions and Retirement in the UK

Thursday 28 August 2025

Pension planning for retirement is a crucial aspect that requires careful consideration and informed decision-making.

How Inheritance Tax Rule Changes for Pensions Could Affect You

Tuesday 26 August 2025

If you have pension savings intended for intergenerational wealth transfer, changes may increase the tax burden on your estate and beneficiaries.

Professional Mortgages: A Guide for Key Workers & Established Experts

Wednesday 20 August 2025

For professionals, securing a mortgage that reflects the stability of their career and the trust they’ve earned within their field can be a welcome.

Bank of England Reduces Base Interest Rate to 4%

Wednesday 6 August 2025

In a narrowly divided decision, the Bank of England’s Monetary Policy Committee has lowered the base interest rate by 0.25% to 4%.

Considering switching to an Interest Only Mortgage – You need to know...

Wednesday 30 July 2025

Interest only mortgages can offer benefits in specific situations, but carry risks which need to be fully understood before considering a switch.

A Guide for First-Time Buyers

Monday 28 July 2025

Buying your first home and arranging your first mortgage is an exciting and often life-changing moment, but it can also feel a little daunting...

Rising Home Prices Delay Mortgage-Free Milestones for Young Buyers

Wednesday 23 July 2025

Recent findings indicate that the average age of first-time homebuyers in the UK has reached 33 years and 8 months.

Why Consulting a Financial Planner is Important for Pensions & Investments

Thursday 17 July 2025

Planning for the future has never been more important, especially with recent government changes affecting pensions and investments.