As our mortgage advisers reflect on 2025, we are incredibly proud to share what has been a landmark year for Thomas Oliver. 

Over the past twelve months, our mortgage advisers:

• Arranged £255.4 million in mortgage lending
• Supported 1,012 mortgage completions 
• Helped protect 217 households and individuals with appropriate protection solutions.

These figures represent more than numbers. They reflect the trust our clients place in us, the dedication of our advisers, and the strength of the relationships we continue to build across the communities we serve.

Supporting Clients with a Wide Range of Mortgage Solutions

The £255.4 million in mortgage lending completed during 2025 was made up of a broad mix of mortgage types. We supported first-time buyers taking their first steps onto the property ladder, home movers navigating a changing market, and clients remortgaging to secure suitable new deals. Our mortgage brokers also arranged buy-to-let mortgages for landlords and worked with clients requiring more complex solutions.

Every case is different, and our role as a mortgage broker is to carefully assess individual circumstances and recommend a mortgage that is suitable for each client’s needs and objectives. Our advisers take the time to understand income structures, deposit levels, long-term plans and risk considerations before making any recommendation.

Protecting What Matters Most

Alongside arranging mortgages, we completed 217 protection cases in 2025. We firmly believe that arranging a mortgage should not be viewed in isolation. Protection planning plays a vital role in helping to safeguard homes and families against unforeseen events such as illness, injury or death.

Our advisers discuss protection options as part of the wider advice process, ensuring clients understand the importance of financial resilience. Any protection recommendation is based on personal circumstances, affordability and individual priorities.

Thank You to Our Advisers

These results would not have been possible without the professionalism, expertise and commitment of our advisory team. Mortgage and protection advice requires technical knowledge, attention to detail and a genuine desire to achieve good outcomes for clients.

Throughout 2025, our advisers worked diligently in a dynamic and at times challenging market. Their ability to guide clients through the process with clarity and reassurance has been central to our success. We are extremely grateful for their continued hard work and dedication.

Thank You to Our Clients

We would also like to extend our sincere thanks to every client who chose Thomas Oliver in 2025. Whether you were buying your first home, moving house, refinancing, investing in property or reviewing your protection arrangements, we appreciate the trust you placed in us.

Client referrals and recommendations remain one of the most rewarding aspects of our work, and we are proud that many of our new enquiries come from satisfied customers sharing their positive experiences.

Mortgage Broker Services Across Our Locations

Thomas Oliver provides professional mortgage and protection advice to clients across our established locations from Cornwall to Essex and London to Nottingham, offering both face-to-face and remote appointments to suit individual preferences. 

Our advisers have access to a comprehensive range of lenders and products, enabling us to search a panel of lenders to find suitable options for our clients.

As a mortgage broker, we act on your behalf, helping you navigate lender criteria, affordability assessments and the application process from initial enquiry through to completion. Our aim is to provide clear, straightforward advice and ongoing support at every stage.

Looking Ahead to 2026

While we are proud of what we achieved in 2025, our focus remains firmly on the future. The property and lending landscape continues to evolve, and we are committed to maintaining the highest standards of advice, compliance and customer service.

If you are considering buying a property, remortgaging or reviewing your protection arrangements, our team is here to help. We welcome the opportunity to discuss your circumstances and provide personalised advice tailored to your needs.

Thank you once again to our advisers and our clients for making 2025 such a successful year for Thomas Oliver.

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Please Note: This article is for general information only and does not constitute personal financial, tax or insurance advice. The Financial Conduct Authority requires communications about protection products to be clear, fair and not misleading, and to make it clear where consumers should seek regulated, personalised advice; for that reason you should speak with a FCA-authorised financial adviser or protection specialist before making any decisions about buying income protection cover, and you should check the precise policy wording and current tax guidance that applies to your own circumstances.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Thomas Oliver UK LLP is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 18/02/2026.